NEWS FUSE

Ask about discounts auto - safety
Your insurance agent can tell you about the discounts available if you have certain safety features in your car. Many insurers offer discounts for air bags , anti-lock brakes , car alarms and more.

 Ask about other discounts auto insurance
There are many discounts out there, and often vary by state and insurance company . Ask your agent review available discounts to see if you may be missing something . Common discounts include:
Insure more than one vehicle
Being a good student
Following the same insurer for a period of time
Taking a defensive driving course ( if you have 50 years or more )

Buy other insurance company car insurance
Many auto insurance companies will give a discount if you buy two or more types of coverage they called clustering. Common policies are included with the car home insurance , motorcycle insurance , boat insurance and RV insurance .

 Ask about affinity discounts
Sometimes, car insurance policies discounts are available through large employers , professional groups and other organizations.

Maintaining a good credit
Many states allow credit history to be used as a factor in insurance pricing. Insurers say that statistics show that drivers with good credit history tend to make fewer insurance claims.

 Consider spy on your teen driver
Some insurance companies offer discounts to customers who participate in their " monitoring programs " for teen drivers. Programs vary by insurer , and not all companies offer them . Some programs of "spying" using cameras installed inside the car, which will provide video and audio of your driving teenager. The camera is turned "on" by aggressive driving .
Other insurers use global positioning systems (GPS ) to track how teenagers units ( including speeding and sudden breaking or acceleration ) and where they go . You can even set the system to send an email or text when your child comes to a specific address . The insurance savings can be anywhere from 10 to 15 percent.

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